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How much money do you need in the bank to emigrate to New Zealand?

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  • Most visa categories for New Zealand require proof of NZD $4,200–$10,000 in savings, depending on visa type and duration.
  • International moving costs to New Zealand typically range $6,000–$13,000, including shipping, customs clearance, and inland transport.
  • Licensed international movers handle export paperwork, container loading, and customs; no deposit required until your route is confirmed
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Published by Chris Townsend

Last updated Jun, 21 2025

How much money do you need in the bank to emigrate to New Zealand?

The average cost of immigration to New Zealand for a single person ranges from NZ$23,000 (US$14,000) to NZ$46,000 (US$28,810). For families, it's advisable to budget at least NZ$48,000 (US$30,000) for the move.

A primary financial requirement for migrating to New Zealand is showing evidence of adequate funds to support yourself and any accompanying family members. This includes demonstrating a regular income, significant assets, or enough savings to cover expenses. Additionally, applicants must be able to afford an outward journey from New Zealand unless they apply for residence.

Cheaper Living New Zealand

The Cost of Living in New Zealand: A Detailed Overview

Life in New Zealand offers a multitude of delights – from pristine beaches to bustling city nightlife to an array of adventurous outdoor activities. While known for its relatively high standard of living, it is essential to note that the cost of living often corresponds with this high quality. Daily necessities such as groceries, dining, gas, and utilities account for a portion of the expenses, not to mention housing costs, which, like many other cosmopolitan nations, depend largely on your location. Additionally, health, communication, and education costs also significantly contribute to the overall living expenses in New Zealand.

Delving deeper, New Zealand's cost of living varies across its regions. Auckland, being the largest and most populated city, generally bears the highest living costs. Wellington is a close second, followed by Christchurch and Dunedin as cities where your dollar may stretch less far. A massive contrast can be observed in comparison with cities on the outskirts or rural areas where the cost of living is noticeably lower. However, it needs to be kept in mind that the wages also correspondingly vary, often balancing out the relative costs.

Immigration Process Of New Zealand

Evaluating the Costs of the Immigration Process to New Zealand

Moving to New Zealand can be an exciting prospect, but it's also a process associated with various costs. These expenses begin the moment an individual chooses to initiate their migration journey. Fees related to the immigration process generally include those for the visa application, immigration advice, medical and police certificates, and translations. The type and number of visas required may also alter the cost. For instance, residency visas like those for skilled workers and business owners are often pricier than temporary visas.

Beyond the administrative fees, potential immigrants should also consider the potential expenses when gathering the necessary supporting documentation. For example, obtaining an approved English language test can be a requisite, yet it comes with fees.

Material costs such as postage and international courier services for returning your original documents must also be counted. With these varied expenses, it becomes important for individuals to properly plan financially before embarking on their journey to a new life in New Zealand.

New Zealand Average Living Cost

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Customer Testimonials

Frank Bourg
Great Support for My Move to Wellington
★★★★★

Moving to Wellington was a big decision, and the team at Three Movers made it a smooth process. They provided clear information about the financial requirements to emigrate to New Zealand, helping me plan my move efficiently. Their support made budgeting for my relocation simple, and the move itself was hassle-free. I’m now enjoying life in Wellington, and I’m so glad I chose them for my move.

Diane Bacon
Easy Move to Christchurch with Helpful Guidance
★★★★★

I recently relocated to Christchurch, and Three Movers offered invaluable guidance on how much money I needed in the bank to make the move possible. Their team helped me understand all the costs involved in the process and provided me with realistic expectations. The entire experience was well-organized, and I felt confident in my financial planning. I’m settling into Christchurch and thankful for their assistance throughout the journey.

4.8/5 average star rating

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